Archive for category Child Education
Six Ways to Save for Your Child’s Education
Posted by admin in Child Education on August 4, 2011
As a new parent, you have a lot on your mind and higher education probably isn’t the first thing. But soon, that little baby will be going to college so it’s important to start saving now. There are a number of options out there to get you started.
529 Plan – This plan is specifically for college savings. It may be used for tuition or other expenses like room and board. Contributions are deductible and earnings will be exempt from federal and some state taxes as long as they are used for your child’s college costs.
Coverdell Education Savings – These are IRAs specifically used for education costs. While similar to a 529 plan, Coverdell funds can be used for education expenses before college. So, if you want to send your child to private school at some point, open this type of account.
Roth IRA – This is not ideal but you can withdraw funds from your retirement Roth to cover college costs. Earnings will be taxable and you may face additional penalties for withdrawing from an account open less than five years.
If money is tight, there are options that will help build some short-term savings until you’re ready for something more.
High Interest Savings – Several financial institutions offer these accounts with much higher rates than a passbook. Some are attached to a credit or debit card. With these, each time you make a purchase, the amount is rounded to the nearest dollar and automatically deposited into the account. Read the rest of this entry »
Education for Sustainable Development for Child Education and Schools
Posted by admin in Child Education on August 4, 2011
Education for Sustainable Development (ESD) is a rather new field of education. We can see it as an innovative kind of future education for schools linking the child’s development with the future challenges of society.
I don’t think that education for sustainable development is just another buzzword forgotten in a few years. From a global perspective as well as a local perspective we have to direct education toward what will be truly useful for each child and for each society in the future.
To have a fulfilling life should be within reach for all children whereever they are born. In too many parts of society and of the world children grow up in hazardous environments with very poor conditions for basic requirements and bleak prospects for their future.
Education for Sustainable Development is derived from the Brundtland report’s focus on Sustainable Development (SD). The Brundtland report requires fundamental changes in the society and its institutions, in politics and in our individual family life styles. Economic development cannot be separated from social development and a concern for the environment.
ESD for child development Educational research can tell us a lot of how to make use of education for sustainable development for child development.
The most important fact might be that ESD is an excellent frame for the empowerment of children. When we respect each individual child for its ideas and opinion, and at the same time bring the child into challenging learning situations we facilitate empowerment of the child. Read the rest of this entry »